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MAS just eased restrictions on car loans. But before you run out and get a loan, check your credit score and make these preparations. For most Singaporeans, a car is a sign of success, especially since Singapore is one of the most expensive places in the world to own a car. Even a modest family sedan can cost upward of S$110,000 today, which would pay for about 30 per cent of a three-room flat. Unsurprisingly, almost everyone who owns a car has had to take a loan to do so. While you may technically qualify for such a loan, consider the following before accepting such a huge debt burden. Car Loans are Less Restrictive in 2016 The Monetary Authority of Singapore (MAS) has eased curbs on car loans. Prior to this, the maximum loan quantum (the total amount that can be borrowed) was 60 per cent of the purchase price, if the Open Market Value (OMV) of the car was S$20,000 or less. Otherwise, the maximum loan was 50 per cent of the OMV. Under the new regulations, the lo...

Finding a car loan with a low interest rate can save thousands of dollars. So we put together this guide on how to get the best auto loan rates online.When it comes to buying a car, way too many Americans are likely to just get a loan from a dealer. And that’s a very bad idea. Really, it’s best if you don’t finance your car at all. Paying cash will net you a better deal. And you’ll skip paying interest on financing.With that said, sometimes you just have to finance at least part of your car purchase. You need a vehicle to get to work or haul your kids around. But you don’t have time to save up to purchase the vehicle in cash. It’s understandable and sometimes unavoidable. But just because you have to finance your car doesn’t mean you should go with whatever the dealer offers. As with other types of financing, it’s a good idea to shop around for a car loan. Luckily, the internet makes that easier than ever! Here, we’re going to give you the down and dirty on wher...

Since employment shrank by 258,700 in the last 12 months – how can “overall job prospects  may  be improving”? I refer to the article “Q3 labour report shows rise in job seekers unemployed for 25 weeks or more” (Straits Times, Dec 13). It states that “Overall job prospects may be improving, but a small – though growing – group of residents is being left in the lurch. These job-seekers are finding it hard to find new positions even after being unemployed for 25 weeks or more, the latest labour report released  on Wednesday  (Dec 13) showed. Observers said that ongoing restructuring continues to pose a challenge, as flagged in the labour report for the third quarter of 2017, even though the cyclical recovery in the economy has lifted job prospects. DBS economist Irvin Seah said that the upward trend in the long-term unemployment rate for Singaporean and permanent residents in the past two years is a matter of concern. It rose to 0.8 p...

The People’s Action Party’s (PAP) fourth generation leaders will “very much be in the thick of things” come the next General Election (GE), Prime Minister Lee Hsien Loong told the Singapore media on Saturday (Dec 1) at the end of his five-day visit to Argentina where he attended the G20 Leaders’ Summit. While Mr Lee will lead the PAP as its secretary-general into the election — which must be held by early 2021 — the 4G leaders will be “taking the lead in the sense of setting the agenda, working out the policies, preparing the manifesto, making the pitch to the public, and actively campaigning during the election and organising the election”. He added that the ruling party will be going into the GE “with a team which has depth”. “It’s not just the present leaders, who are in their late 50s, early 60s – but also the next generation of leaders, 40s, 50s, ready to take over,” he said. “I think that’s a very strong message, which goes beyond any specific policies and mani...

Five women were nabbed during an enforcement operation against vice activities along Race Course Road, Farrer Park Station Road and Havelock Road on Thursday (Nov 29). The suspects, aged between 22 and 33, were arrested for offences under the Women’s Charter. Preliminary investigations revealed that these women were providing sexual services from hotels and rented apartments, said the police in a statement. Investigations are ongoing.Landlords and hotel owners are advised to ensure that tenants do not carry out vice activities in their premises. Any person who knowingly lives wholly or in part on the earnings of the prostitution of another person can be jailed up to five years and fined up to $10,000.

A two-year-old boy survived falling 11 storeys from a Housing Development Board (HDB) flat in Sengkang on Sunday morning (Nov 25).However, Stomp understands that the child suffered severe injuries. A Stomper alerted Stomp to a video posted on Facebook by netizen Lee Hwa of the boy wailing in pain while being surrounded by several passers-by.Some members of the crowd are seen crouching down next to the boy, trying to soothe him as sirens are heard approaching in the background (Story continues after video) In response to a Stomp media query, a police spokesman said they were alerted to 10am to a fall from height incident at Block 182A Rivervale Crescent.The boy was conscious when he was taken to KK Women's and Children's Hospital. Stomp understands that the boy may have fallen off a stool located near the washing area of his family's flat that he usually climbs onto to brush his teeth. His parents were asleep at the time when they woke up to find thei...

The High Court has given the green light for the Attonery-General's Chambers (AGC) to proceed with contempt of court proceedings against Li Shengwu, the son of Lee Hsien Yang and the nephew of Prime Minister Lee Hsien Loong The 32 year-old Li is currently overseas as he claims he is seeking shelter from alleged fears that he might be detained by the authorities in Singapore. The AGC has until 4 September to file the papers for the proceedings. Li got into trouble with the AGC following a Facebook post which allegedly critcized the court system in Singapore for being "pliant", adding that foreign media had been cowed into self-censorship because of previous legal action.

A snitch who reported a Singapore Armed Forces (SAF) regular for moonlighting when he used the carpooling app, GrabHitch, has become the subject of ridicule after a netizen brought this case to light last nightAccording to an image that is circulating online, the SAF regular had used GrabHitch to ferry a passenger, Ms Danielle Goh, to her home on 15 December 2016. The driver accepted $3.50 for the hitch ride. A day later on 16 Decemnber, the MINDEF Feedback Unit received an email informing them that the regular was moonlighting as a GrabHitch driver and commenced investigations into the matter. The regular was eventually convicted of moonlighting and fined $2,000 in lieu of 2 weeks detention. Singaporean netizens were quick to jump to the defense of the regular serviceman, who many felt had done nothing wrong. Confused netizens wondered if GrabHitch was now off limits for all drivers who had full time jobs and whose companies do not allow moonlighting. An overwhelming majo...

SINGAPORE: Commuters experienced delays on SMRT's North-South Line during the morning rush hour yet again on Wednesday (Aug 23). At 7.32am, the train operator tweeted that commuters should add 15 minutes' additional train travel time from Yew Tee to Jurong East. This was due to a track fault "not linked to the new signalling project", it said. However, passengers commenting on Channel NewAsia's Facebook page reported far longer travelling times. One Facebook user, under the name Iam Siti Rahimah, said she had been on board the train at Choa Chu Kang MRT station for 40 minutes, from 7.10am to 7.50am. Another, Dean Jaey, said he took 40 minutes to get from Yew Tee to Jurong East, four stations away. At 8.13am, SMRT revised the estimated additional travel time from Yew Tee to Jurong East to 10 minutes, and at 8.53am, it said that the train service was running normally again. Earlier, it tweeted at 6.53am that due to expected congestion towards Jurong E...

KUALA LUMPUR: Team Singapore successfully defended their SEA Games men's 4x100m freestyle title on Tuesday (Aug 22) in record-breaking time. Joseph Schooling, Danny Yeo, Darren Lim and Quah Zheng Wen clocked a total time of 3:17.85 in the relay event at National Aquatic Centre, breaking the national and 2015 SEA Games record of 3:19.59. "It's a great feeling," Schooling told reporters poolside. "I just tried to do my best for the team, tried to get them ahead. These guys did the bulk of the work, so a huge kudos to them." Malaysia and Indonesia came in second and third, copping the other two spots on the podium. Source: CNA/hs

A video of a woman brutally caning a young girl has been circulating online.The incident is believed to have happened in Puchong Perdana, Malaysia but it is unclear when this happened or who took the video.Subang Jaya OCPD Asst Comm Mohammad Azlin Sadari, when contacted, confirmed the incident."The victim has been saved and the suspect caught," said ACP Mohammad Azlin in a text to The Star . Stomper Sundar  alerted Stomp to the video in which the woman is seen shouting at the girl who is seated at a dining table.She accuses her of spilling food from her plate while eating and proceeds to rain blow after blow on her with what looks to be a cane.She is also heard shouting, "die, die, die" in Tamil.The girl is crying and screaming in pain throughout the punishment.She clutches at her back and appears in obvious agony as she limps to one side of the kitchen.The woman removes the girl's shirt before leaving the room. The girl is then seen breathing heavily, tryin...

A heartbreaking video of a little girl being threatened and then slapped while trying to learn mathematics has sparked outrage online.The clip, which has since gone viral, begins with the child reciting numbers "2, 3, 4, 5" to a woman repeatedly.After getting shouted at by the woman, the girl started to break down and implored, "Will you teach me lovingly? My head is going to burst out." Her various hand gestures further suggest the pain and frustration that she was going through, reported  mathrubhumi.com At one point, she appeared to answer a question wrongly and was met with anger from the woman, who exclaimed, "5?!"Realising her mistake, the girl backed away and seemingly tried to explain herself, only to be slapped by the woman.Clutching her cheek, the toddler continued to recite her numbers tearfully.A Stomper, who shared the video with Stomp, said: "Parents and grandparents who do not know how to teach are ruining the child more than the...

KUALA LUMPUR : Film and drama producer-cum-director, as well as actress Fatimah Rahmad, or popularly known as Erma Fatima, and Badaruddin Azmi, also known as Bade, were divorced today after 26 years of marriage. Bade ended the marriage after pronouncing "talak satu" against Erma Fatima at the Gombak Timur Syariah Court before judge Shaiful Azli Jamaluddin, who allowed Bade to make the divorce pronouncement after being satisfied that the marriage could not be saved anymore. However, before Bade made the divorce pronouncement, Shaiful Azli gave opportunity for the couple to shake hands and seek forgiveness from one another as husband and wife for the last time. The couple hugged for awhile, before Bade pronounced the divorce against Erma Fatima, who produced and played the title role in the popular TV series "Mak Cun". Bade, 53, who is a director, filed for the divorce last Oct 10 under Section 47 of the Islamic Family Law (State of selangor) Enactment. ...

The motorcyclist who was killed in an accident at Woodlands on Monday (Aug 7), had just moved into a new four-room flat in Woodlands Rise with his family a week ago. Mr Muhammad Khairman Mohamed Sabari, 30, and his wife had even planned an open house celebration this weekend.Alas, an untimely accident , in which a car crashed into the motorcycle which he was on, put an end to the plans. The car had been travelling in the opposite direction, mounting a divider, before crashing into Mr Khairman and another motorcyclist near the junction of Woodlands Avenue 12 and Woodlands Avenue 1. Another lorry driver was also caught in the accident but had escaped unscathed, while the other injured motorcyclist has been discharged from hospital.The 32-year-old driver was arrested subsequently for causing death by a negligent act.Mr Khairman’s widow, Nur Elina Sukhaimi, 31, told The Straits Times that her three-year-old daughter believed that the gathering at the home to bid farewell to her h...

A 10-year-old girl sold 1,000 bottles of sambal chilli to raise about S$14,000 for a hawker with cancer.The girl, Phoebe Lim, met the hawker, Tan Boon Teck, on Saturday morning, Aug. 12, in his Ang Mo Kio rented flat to pass him the money.Tan suffers from Stage 3 colon cancer. He is the youngest son of the late Tan Chong Chia who founded Armenian Street Char Kway Teow. The sambal chilli was sold in two batches. The first batch comprised of 300 bottles and the second batch had 700 bottles.Her sambal chilli charity sale and effort to help was widely reported in the local media after the hawker offered to teach anyone how to make his dish for S$10,000. Money used for daily expenses According to Channel News Asia , the money would be used for the hawker’s daily expenses and medical costs.Tan consumes fish for his meals as he needs the protein due to the radiotherapy and chemotherapy treatment. He buys fish every two to three days that cost about S$50 each time. He is unable to eat too ...

A frequent flyer has taken to Facebook to complain about bed bug bites on her arms after embarking on two-way Singapore-Hong Kong Scoot flights: She wrote in an Aug. 12 post to the carrier that her complaints were not addressed, which was why she was making it public. Hi there, I really didn’t want to post this here but given that you chose to ignore my private FB messages and continue pushing promo stuff on this page – thought this might actually be a better idea. I took flights TR-2062 and TR-2069 on Tuesday 8 August from Singapore to Hong Kong and back. After I touched down, I noticed my arms and back had a cluster of bed bug bites. As it was a daytrip to HK, these bites could not have come from anywhere apart from the plane. I’ve taken FlyScoot’s planes a couple of times now so the fact that there are bed bugs on the seats of your planes is extremely concerning for me. I also noticed that this does not seem to be the first time: https://www.allsingaporestuff.com/article/y...

It’s a challenge trying to find a crack in the pristine public image of actor Song Joong Ki, who has been enjoying the most explosive pan-Asian popularity since last year’s hit drama series Descendants Of The Sun . In his numerous interviews, he has been modest yet firm in his opinions and his self-descriptions are humble. And he has taken on another dashing, heroic role in Ryoo Seung Wan’s war film The Battleship Island. The 31-year-old actor is at the centre of another media whirlwind – his upcoming October marriage to actress Song Hye Kyo, who co-starred in Descendants . “I never wanted to get married late,” Song says on what the public perceived as a sudden announcement last month. The actor had nothing but praise for his intended, saying he had learned from her professionally during the Descendants shoot and later as a person during their off-screen relationship. “She’s a very thoughtful person,” Song says, also describing the veteran actress as his senior when it comes t...

In an interview with iHeartRadio, 24-year-old pop singer Demi Lovato spoke of the death of Linkin Park frontman Chester Bennington, who committed suicide on July 20. The 41-year-old father of six children had previously opened up about his struggles with depression. Lovato herself has been diagnosed with bipolar disorder, and has a history of substance abuse and self-harm. “It’s a very unfortunate situation and I feel terrible for (Bennington’s) friends and family, but I know that maybe this will raise the topic into conversation around mental illness, mental health, and help somebody,” she said. Lovato believes that by sharing her story, she could also help others who are facing the same problems. “I think it’s very important that people raise the importance of mental health because it’s something that’s so taboo to talk about. The more people know about it, the more people are going to be able to find solutions to what they’re going through.” The outspoken singer is also...

Hong Kong actress Irene Wan recently returned from a family vacation to America together with her husband of 17 years, businessman Kenneth Ho. The trip, which was to celebrate Irene’s 51st birthday, was also said to have been an attempt to save the couple’s marriage, after Hong Kong media reported that they were on the brink of divorce. A few weeks ago, it was reported that Irene and Kenneth have been living separately from each other for four months. The actress later confirmed in an interview that there was a “change in their marriage” and emphasised that no third parties were involved. After spending time together however, Irene and her husband managed to reconcile their differences during their trip, as the actress posted a picture of the couple together with their son online recently. “Thank you for all the happiness and joy you’ve brought me. After laughing and crying together, it turns out that loving [each other] has become our habit. PS (sic) thank you for accept...

Shaun Chen and his wife Celine Chin are now the proud parents of two baby girls, after their second daughter was safely and swiftly delivered via natural birth in Malaysia this morning (July 25). In a phone interview with Toggle and other local media, the 38-year-old actor shared that the timing of events could not have been more perfect. “My wife started feeling contractions last night but they were not severe,” he shared, adding that the pain intensified at 8am this morning, after which he quickly rushed Celine to the hospital. A while after 9am, Shaun was by his wife’s side to cheer her on, and soon, the baby was out, weighing a healthy 3.65kg and measuring 54cm in length. “I don’t know if it’s because she’s young and strong or what!” he exclaimed in amazement. “We went in at 9am plus and by about 10am, our daughter had arrived. It was a very smooth delivery.” The reason Shaun praised the timing was because the brood had just arrived in Alor Setar, Celine’s hometown, las...